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 Online Privacy
Information
We are committed to protecting our clients’ financial privacy. When
you visit our web site we want you to feel secure that your information
is protected. We want clients to know what information our web site
collects and how we use that information. Please read the following
helpful information so you feel confident that your personal information
is secure while online.
Tracking
information that does not personally identify you is collected when
you visit our web site. Collected information includes the internet
service provider identifier, the internet address of the web site
you came from prior to visiting our site, the pages visited while
at our site, the date and time of the visit, and the internet address
you went to when leaving our site. This information is used to track
our web site’s use including which pages are visited most often
and the length of the visit. We have procedures and guidelines in
place to protect this information from unauthorized use. This information
is not available to third parties without proper authorization under
the guidelines of the law.
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| Sending
E-mail |
| E-mail
sent to us may not be secure. Therefore, we ask that you do not send
confidential information such as social security number, or account
numbers to us via an unsecured e-mail. Such communications should
be sent to us via U.S. mail or you may call us at 1-800-806-1692 or
visit one of our branches. |
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| Access
to Your Accounts |
| Client
information collected from transactions and forms completed through
our online banking service are handled with the same high privacy
standards as a transaction that is completed at a banking office.(insert
link to main privacy statement) In most cases, information you provide
on electronic forms through our web site is encrypted. In other words,
it is scrambled en route and decrypted once it reaches our web site.
As a security measure, you may access your account information from
our web site only after you have signed up for the service and received
your user ID and password. Account information provided to you will
be scrambled en route and decrypted once it reaches your browser.
We recommend that you complete your online transaction and log off
prior to visiting other sites. |
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| External
Links |
| We
are not responsible for information practices employed by sites linked
to or from our web site. In most cases, links to sites not operated
by us are provided solely as pointers to information on topics that
may be useful to you. |
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| Frequently
Asked Questions |
| Privacy
and security issues on the Internet are full of technical jargon,
legal requirements and hardware and software technology. The frequently
asked questions below are intended to explain some of the technology
that is used today to make your online banking experience safe and
secure. |
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| How
do I know if I’m using a secure site? |
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Two
ways determine whether the web site you are viewing is secure or
not:
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- An
‘s’ at the end of http indicates you are connected to a secure
server using secure socket layer technology. Any web page beginning
with https:// is a secure site.
 If you are using
Microsoft’s browser Internet Explorer version 3.0 or higher you
will notice a small pad lock in the lower right hand corner of the
browser window if you are connected to a secure
site.
- Likewise,
with Netscape Navigator version 4.0 or higher a lock or key
will be visible if you are connected to a secure site. If
either the lock or key is open or appears broken  , the site you are viewing is not secure.
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| What
is Secure Socket Layer (SSL) technology? |
| SSL
is encryption technology that verifies the identity of your computer
for secure communications over the Internet. It also encrypts all
transactions between the parties communicating. |
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| What
is encryption? |
| Encryption
is software technology that scrambles information when it is sent
over the Internet. Personal and account information passing between
your computer and the bank’s is encrypted. This means that data in
transit is unreadable until it reaches the bank’s computer and is
unscrambled. We recommend the use of 128-bit encrypted browser due
to the increased level of security. |
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| What
are Cookies? |
| A
cookie is a small text file placed on your computer by a web site.
This file lets the web site recognize if your computer has visited
the site before. The site that sent the cookie is the only site that
can read the cookie. The primary use of cookies is to personalize
the web site to your own preferences. |
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| What
else do I need to know to protect my privacy and enhance my online
experience? |
- If
you use our online banking products you have a user ID and password.
Do not reveal them to anyone. Commit them to memory or place them
in a secure place that no one else has access to.
- Don’t
leave your computer unattended and once you have completed your
banking session always sign off by using exit or log-off buttons.
This is especially important if you are using a public computer.
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