Business Mortgage
An F&M Bank Business Mortgage can help you purchase an existing facility, build a new one, refinance or expand your current facility. At F&M Bank the application process is easy and we provide you the responsiveness, creativity, and resourcefulness you need to get the right financing answers.

Benefits:

• The terms for each loan are customized to your requirements and qualification
• We will work with you to choose a due date to avoid conflict with your other monthly payments
• It's a simple-interest loan, which means the interest is charged only for the days borrowed, which saves you money
• Your fixed payment amount helps you budget each month
• A variety of fixed rates and terms so that your payment can be easily budgeted

Investor Owned & Income Producing Property
F&M Bank provides in-depth analysis and quickly identifies the most workable financing plan consistent with both the project's capital requirements and your investment objectives. With direct access to life insurance companies, pension funds and Wall Street consultants, F&M Bank offers the most innovative commercial real estate financing available today.

This loan is usually used for:

• Office buildings
• Shopping centers
• Industrial properties
• Hotels