ACH Transfers
One of the most powerful tools available to today's businesses is electronic funds movement via the Automated Clearing House (ACH) system.

ACH Transfers give businesses the power to inexpensively collect or disburse funds to accounts at any financial institution in the country provided the account holder agrees to allow it. Money moves quickly and easily without any float.

This next-day funds movement technique is perfect for transactions such as:

• Federal and State Tax Payments
• Direct Deposit of Pay
• Concentrating funds from your accounts at several banks
• Collecting contributions, dues, utility, or mortgage payments and
• Making supplier payments

Whether your accounting software can create a NACHA formatted file or you need to enter payments into our ACH module in Business Express, anyone can quickly and easily perform ACH Transfers by using one of our services.
(ACH Risk approval required.)

Wholesale Lockbox
One of the fastest methods for converting receipts into usable funds is through the use of our Lockbox collection Service

If your business collects your receivables through the U.S. mail, then changing your address to one of our P.O. Boxes can accelerate your collection time and improve your information flow. We aggressively retrieve the contents of your P.O. Box and submit the checks as fast as possible for collection - often prior to when the postal service would have delivered the mail to your location. All checks are imaged for optional quick electronic reporting through several channels. Other envelope contents such as invoices can be imaged as well. Then information can be returned to your company via the Internet, package delivery or monthly CD-ROM for updating your accounts and maintaining your records. If you receive credit card payments with your mail, ask us about how we can process these for you as well.

Retail Lockbox
If your company has high volume mail funds collection needs our Retail Lockbox service can significantly reduce your labor and expedite your collection process.

Our state-of-the-art facility has been an image-enabled Lockbox processing site since 1995 and employs the industry standard for high tech Lockbox technology. A combination of optical and magnetic ink character recognition of the detail on your incoming items during the imaging process allows us to maintain low exception processing rates and ensure the highest quality possible. If you provide a standard coupon for return with your high volume payments, or if you would like our assistance in designing one, ask us about our Retail Lockbox Service.

Remote Deposit
This cash collection service allows you to make check deposits from the comfort of your own office locations.